Insurance

Health Insurance

Eligibility

Hourly-paid teachers do not have access to the group insurance plan, nor do part-time teachers contracted for less than 33% workload per semester (the percentage is determined at the start of the semester). Non-permanent teachers with a minimum of 33% workload in a semester must be covered by the FNEEQ – La Capitale Insurance Plan (Plan # 1008-1010), unless they are covered by a similar plan (see below).

The application must be submitted within 30 days following the date on which you become eligible. You will have to decide which module of the modular insurance plan you prefer.

Teachers who are not eligible for our collective insurance plan will be covered by RAMQ for prescription drug insurance unless they are covered by a prescription drug insurance by another employer. If they are under 65 they must fill out an application to be covered by RAMQ. Information about this application can be obtained on the RAMQ website.

Exemptions

The legal requirements In Quebec, all persons who are eligible for a private coverage must become members under the group insurance contract for coverage at least equivalent to the basic plan coverage offered by the RAMQ. However, the obligation to become a member does not apply to a person who, as a spouse, a child or a person suffering from a functional impairment, already benefits from coverage for the cost of pharmaceutical services and medications under a group insurance contract or employee benefit plan.

Participation in the basic health insurance plan is mandatory for all eligible teachers. In order for a teacher to be exempted, he/she must provide proof of a similar coverage under a different group insurance program. Ask Human Resources (HR) (see contact below) to exempt you from the plan.

If you have further questions, you may contact

  • La Capitale Customer Service department at: 418 644-4200 in Montreal, or at 1 800 463-4856 toll-free outside the Montreal region.
  • Ekaterina Kuzmenko in Human Resources (HR) at Dawson at local #1373.
  • The DTU office.